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bemicmom
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What is Layaway?

submitted on November 15, 2011 by bemicmom in "Member's Lounge"
What actually is layaway offered by stores? What are its pros and cons?
     

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  • 131185
    HouTex
    admin
    Posted by HouTex on November 15, 2011
    [reply] 1 0
    There have been a couple of topics posted about layaway -
    http://www.buxr.com/topic/10-s.....yaway_5553 and
    http://www.buxr.com/topic/b-wa.....ain-b_5475

    as well as a Buxr blog post - http://www.buxr.com/blog/2011/.....t-for-you/ -
    that includes complete details and a list of the stores that offer layaway.

    Hope those help to explain it.
  • 131187
    YanBz
    admin
    Posted by YanBz on November 15, 2011
    [reply] 1 0
    In a nutshell it is an alternative to a credit card. The difference is that your credit is the goods you get, and your creditor is the store selling them. The fees can be significant and you are almost always better off using a credit card, if you can. The blog post HouTex mentioned above has a wealth of info with a comparison of offers from a few popular stores.
  • 131245
    bemicmom
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    Posted by bemicmom on November 16, 2011 [reply] 0 0
    Thanks.

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