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Tips for Holiday Shopping on a Budget

submitted on December 11, 2010 by siggy38 in "Member's Lounge"

The holiday shopping season is here, and the Federal Trade Commission (FTC), the nation’s consumer protection agency, wants to help you get ready. Whether you’re shopping at the mall, online, or by phone or mail, our tips can help you shop smart and stay on budget.

Make a list and set a budget.
Shop around.
Look for price-matching policies.
Go online.
Carefully consider bargain offers.
Clip coupons.
Ask about sale adjustments.
Consider layaway.
Keep an eye on your wallet.
Use credit and debit cards with care.
Ask about refund and return policies.
Keep good records.
Ship early.


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