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Secret Credit Card Backdoor Numbers To Get Your Credit Increased, APR Changed, Etc!

submitted on January 28, 2010 by orangearrows in "Member's Lounge"
Secret Credit Card Backdoor Numbers To Get Your Credit Increased, APR Changed, Etc!

This list comes courtesy of a post over in the MyFico forums. The author updates it regularly so check there for the latest numbers.


http://consumerist.com/2010/01.....d-etc.html

tags : American Express / AMEX / Bank of America / BOA BofA / BP Best Buy / Capital one / Chase / Citibank / Citi / Discover / Exxon / FIA / Home Depot / Hooters / HSBC / JC penney / Juniper / key bank / lowes / macy's / orchard / philips / sams club / sears / shell / sunoco / target / target / walmart / wamu / valero / tiffany's
     

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  • 50720
    orangearrows
    professor
    2 3
    7 1 1
    Posted by orangearrows on January 28, 2010
    [reply] 8 0
    Wonder what the HOOTERS number is for ? Ordering wings?
  • 50746
    HouTex
    admin
    Posted by HouTex on January 28, 2010
    [reply] 6 0
    Thanks for posting this! It's a discussion I'll add to my favorites, because it's definitely a list worth keeping!
      50756
    • orangearrows
      professor
      2 3
      7 1 1
      Posted by orangearrows on January 28, 2010
      [reply] 8 0
      NP ....... found it while searching for info on Best Buy. Been dealing with them about some refunds. Some of the numbers came handy and saved me a lot of time.

      I listed the tags so that if anyone searches for any of it, this discussion would also show up.

      Wish BUXR would let us add out own tags.
  • 50763
    orangearrows
    professor
    2 3
    7 1 1
    Posted by orangearrows on January 28, 2010
    [reply] 9 0
    Posting the whole list here ( in case they take off the link)
    ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

    Please use this information responsibly so that others can keep benefiting from this data as well.

    AmEx Oasis Program: 888-232-3261
    American Express Credit Bureau Unit: 800-874-2717. Must have a current credit report before calling. They will ask for the account number from the credit report, which is different than your card number.

    Barclays/Juniper: 866-750-6031 (Corp. Offices)

    Best Buy: 888-237-8289 (customer care)
    Best Buy: 800-365-0292 (CSR)
    Best Buy App Status: 800-811-7276
    Best Buy Store Card: 800-305-0533

    BofA Acquisition Dept.: 888-645-6733 (new app recon)
    BofA: 800-732-9194
    BofA: 800-421-2110 (product change, poss. for cli)
    BofA: 888-260-4696 (secured accts.)
    BofA: 800.824.5895 (secured & partially secured accts.)
    BofA: 800-718-6072 (Credit analyst)
    BofA: 800-881-4730 (Loan Dept.?)
    BofA Credit Dept. Fax: 888-500-6270
    BofA/FIA: 888-831-4181; 866-421-8071 (Credit analyst)
    FIA: 866-421-8153 (credit analyst)

    BP/Amoco App Status: 800-365-6204

    Cap1: 800-625-7866 (Account Specialist)
    Cap1: 800-951-6951 (cust. relations)
    Cap1: 800-548-4593 (application department; status)
    Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
    Cap1: 877-513-9959 (Account Retention?)
    Cap1: 800-427-9458 (Fraud department. They take ALL calls seriously!)
    Cap1: 800-258-9319 (Debt Recovery)

    Chase: 800-432-3117 (App status)
    Chase: 888-270-2127 (App recon)
    Chase: 877-781-3109 (combining & product change)
    Chase: 888-245-0625 (Credit Analyst - Recons)
    Chase: 800-945-2004 (WaMu CC Prod. Change) <--- (as of 09/02/09, some have posted that PCing former WaMu cards is no longer possible, so YMMV)

    Chevron/Texaco Biz Card App Status: 888-243-8358

    Citi: 888-201-4523 (New App Approval Status)
    Citi AA: 888-662-7759
    Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453
    Citi: 800-444-2568 (Retention Dept.)
    Citi: 866-927-7841
    Citi: 800-763-9795 (Credit Dept.)
    Citi Credit Bureau Dispute Fax: 866-548-5614

    Discover: 888-676-3695 (Recon)
    Discover: 800-347-2911 (Retention Dept.)

    ExxonMobil Biz Card: 800-903-9966

    FIA: 866-421-8153 (credit analyst)

    GEMB: 877-294-7541 (escalated help desk)

    Home Depot MC (Commercial): 800-720-0649

    Hooters: 801-545-6705, 800-850-4668

    HSBC: 866-574-4421 (App Status)
    HSBC: 866-719-3897 (Credit Analyst?)

    JC Penney: 800-542-0800

    Juniper: 866-408-4064 (Credit Analyst)
    Juniper/Barclays: 866-750-6031 (Corp. Offices)

    Key Bank: 888-201-4523 (App status)
    Key Bank: 800-254-2737
    Key Bank MC: 800-288-4653
    Keybank Credit Research Fax: 216-357-6404

    Lowes: 800-445-6937 (App Status)
    Lowes: 866-232-7443 (Biz Acct. Underwriting)
    Lowes Fraud/UW: 800-444-1408

    Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)
    Macy's: 800-543-9617 (Recovery Services)

    Meijers MC: 801-517-5560

    National City: 800-762-0974 (Credit Dept.)

    Orchard: 800-395-6090 (May get answered in Spanish by bilingual CSR's. If this happens and you don't speak Spanish, either try again later or try saying "Habla ingles?" or "Ingles, por favor" to let them know you're an English-speaker).

    Philips 66: 866-289-5630, 800-610-1961

    Sam's Club: 800-301-5546, 866-246-4282 (Underwriting)

    Sears: 800-599-9710 (App status)

    Shell Fleet Card: 800-223-3296 (App status)
    Shell: 800-223-3296, 866-438-7435
    Shell: 800-377-5150

    Staples: 800-767-1291, 800-282-5316

    Sunoco Corp. Card: 800-935-3387, 800-278-6626
    Sunoco: 800-310-4773

    Target Biz Card: 800-440-5317

    Tiffany: 800-770-0800

    US Bank: 800-947-1444, 800-685-7680 (Underwriting)

    Valero: 877-882-5376

    Wal-Mart: 800-301-5546
    Wal-Mart Underwriting: 877-294-7548
    Wal-Mart Underwriting (GE Moneybank): 1-866-419-4096

    WaMu CSR: 800-356-0011, or 800-280-9441
    WaMu: 888-687-2273 (Apps/New Accts)

    WFNNB: 614-729-5000

    Wright Express: 888-743-3893
    More About:

    * money hacks,
    * american express,
    * capital one,
    * best buy,
    * bank of america,
    * chase,
    * citibank,
    * discover,
    * exxonmobil,
    * gemb,
    * fia,
    * home depot,
    * mastercard,
    * hooters,
    * jc penney,
    * juniper,
    * barclays,
    * key bank,
    * lowes,
    * macy's,
    * meijers,
    * national city,
    * orchard,
    * philips,
    * sam's club,
    * shell,
    * staples,
    * sunoco,
    * tiffany,
    * target,
    * us bank,
    * valero,
    * walmart,
    * washington mutual,
    * wfnbb,
    * wright express
  • 58686
    honesta
    master
    Posted by honesta on April 11, 2010
    [reply] 1 0
    thanks - this came in handy
  • 58696
    pablos17
    deity
    2 4 6
    10 8 2
    Posted by pablos17 on April 11, 2010
    [reply] 1 0
    Really good numbers to have. Let's hope that they don't change any of the numbers once they find out we have them.

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