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How to get a big discount on your doctor's bill

submitted on July 27, 2010 by pablos17 in "Products / Gadgets", last updated on July 29, 2010 by YanBz
In his book, "Secrets of a Stingy Scoundrel: 100 Dirty Little Money-Grubbing Secrets," Consumerist.com's contributing editor Phil Villarreal shares one way to get a lower medical bill.

Last year, he was able to knock $1,000 off the $4,000 price of his daughter's birth simply by asking the hospital, obstetrician, anesthesiologist and pediatrician to each reduce their bills by 25 percent if he paid the bill in full over the phone.

"It seems the medical establishment is so used to getting stiffed by patients who either declare bankruptcy or just flat-out refuse to pay, that they'll give up one in the bush for three in the hand," Mr. Villarreal wrote in his book.

What was his exact script? Here it is.


Read more...
http://finance.yahoo.com/news/.....l?x=0&.v=1

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  Comments
  • 71502
    lootango
    professor
    11 9 1
    Posted by lootango on July 28, 2010
    [reply] 2 0
    Wish I would have tried this when I had my baby.
      71521
    • pablos17
      deity
      2 4 6
      10 8 2
      Posted by pablos17 on July 28, 2010
      [reply] 1 0
      We have another little bundle of joy due at the end of January and I will be sure to put my negotiation skills to the test.
  • 71504
    emma123
    professor
    1
    3 1
    Posted by emma123 on July 28, 2010
    [reply] 5 0
    Will keep this in mind Big Grin
  • 71511
    deathbynosleep
    teacher
    7 1 1
    Posted by deathbynosleep on July 28, 2010
    [reply] 4 0
    I did this when I didn't have insurance. The hospital actually told me to call and request the bill to be lowered. Saved me thousands. Otherwise I was paying a rather large ER bill.
  • 71550
    webbyone2010
    professor
    1
    Posted by webbyone2010 on July 28, 2010
    [reply] 1 0
    I wish I could negotiate my copay. 15% is still a lot of money!
  • 71884
    deby32953
    professor
    Posted by deby32953 on July 30, 2010
    [reply] 1 0
    With our very expensive insurance, once you pay $5,000 out-of-pocket on co-pays, they pay 100% for the rest of the year except for scripts. I 1st reached it 6 yrs ago in Sept. & this year by April Fools Day! That's pretty sad! Now my whole family has met it's $20,000 out-of-pocket July 1st & husband/son no longer have to pay co-pays. Can't believe we've already pd out that much saaaaaain 6 mths! New high-deductible plan stinks! Still have all the scripts, OTCs!
  • 71885
    deby32953
    professor
    Posted by deby32953 on July 30, 2010
    [reply] 1 0
    Puppy pushing on keys, sorry!

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