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HouTex
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8 Ways to Get Your FICO Scores for Free + More in Comments

submitted 207 days ago by HouTex in "Member's Lounge", last updated 143 days ago by HouTex
Monitoring your FICO score has become easier and cheaper. Now everyone, including retirees, can easily check their FICO scores to avoid getting hurt by a too-low rating. If you'd like to know your score, try one of these easy options. You may not need to go any further down the list than the completely free #1.



1. Discover — free to everyone at https://www.creditscorecard.com/ , no need to be a customer or cardholder to use this website.

2. Bank and credit card companies - Select banks, credit unions and credit card companies offer free access to their customers or cardholders.
•USAA: Enroll in free CreditCheck1.
•Merrick Bank: GoScore, a free benefit, includes emailed FICO scores.
•First Bankcard (First National Bank of Omaha)
•Bank of America
•Barclaycard US
•Citi
•Chase Slate card
•American Express
•Wells Fargo: Customers with mortgages, home equity lines of credit, private student loans, personal loans, consumer credit cards and certain auto loans can see their scores through Wells Fargo Mobile banking.

3. Credit unions
•Pentagon Federal Credit Union
•North Carolina State Employees’ Credit Union
•Digital Federal Credit Union (DCU)
•Pennsylvania State Employees Credit Union

4. Checking accounts - ask your bank if your checking account allows you free access to your FICO score.

5. Credit applications - Whenever you apply for purchase credit, ask the person who checks your credit score to share it with you.

6. Auto lenders
•Ally Financial
•Hyundai Capital America (including Hyundai and Kia Motors Finance)

7. Undergraduate student loans through Sallie Mae Smart Option

8. Credit counselors - 30 participating agencies share FICO scores with people who are enrolled in counseling. Call the National Foundation for Credit Counseling at 800-388-2227 or use the online agency locator to make an appointment and learn more.

Source: http://www.moneytalksnews.com/.....-for-free/
        

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  Comments
  • 234037
    YanBz
    admin
    Posted by YanBz 207 days ago [reply] 0 0
    Great summary, HouTex. I heard about free FICO from Discovery. They advertise it online and on the radio. Meaning to make use of it one day...
  • 234088
    StarWarrior
    apprentice
    11 6
    Posted by StarWarrior 206 days ago
    [reply] 5 0
    Your FICO score is available through most credit card logs or try Credit Carma for free.
  • 234172
    mizeemag
    beginner
    7 1
    Posted by mizeemag 203 days ago
    [reply] 4 0
    Thanks for the tip on credit Carma.
  • 234239
    2kidsnuts
    professor
    10 8 2
    Posted by 2kidsnuts 198 days ago
    [reply] 2 0
    Now I see how credit carma works, great website.
  • 234898
    HouTex
    admin
    Posted by HouTex 143 days ago [reply] 0 0
    Here's another option to get your credit score for free - https://www.creditsesame.com/free-credit-score/

    Credit Sesame automatically pulls in your credit information every month from TransUnion’s VantageScore, including your free credit score and your debts, and always for free.
  • 234899
    HouTex
    admin
    Posted by HouTex 143 days ago [reply] 0 0
    Mint is a free money manager and bill pay service with tablet and phone apps. From Intuit, see more at https://www.mint.com/

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