Hot or Not?
8 Phony Bargains and Better Alternatives
Big discounts! Big sales! Big freebies! Enticing deals abound, but you need to distinguish those from the raw deals masquerading as bargains. Many of them come with so many strings attached that they could cost you plenty. (Those frequent-flier rewards cards, for example? They often cost you a bundle -- and the airline miles are often more restrictive and harder to use than what you'd get from a cash-back credit card.)
For consumers, a little homework goes a long way. Here are eight would-be deals to steer clear of, as well as our suggestions for better options.
Full article: http://finance.yahoo.com/banki.....-budgeting